:root {
  --navy: #0b2a4a;
  --blue: #0a5bb5;
  --blue-dark: #084a93;
  --blue-tint: #e8f1fb;
  --green: #127a4f;
  --green-dark: #0e6340;
  --ink: #1b1b1b;
  --muted: #4a5563;
  --line: #d6dde6;
  --bg-soft: #f4f7fa;
  --gold: #f2b632;
}

* { box-sizing: border-box; }

html { -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  background: #fff;
  color: var(--ink);
  font-family: "Public Sans", -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
  font-size: 18px;
  line-height: 1.55;
}

a { color: var(--blue); }

.wrap { max-width: 1080px; margin: 0 auto; padding: 0 16px; }

/* top notice */
.notice {
  background: var(--navy);
  color: #dfe8f2;
  font-size: 13px;
  line-height: 1.4;
  padding: 7px 0;
}

/* header */
.site-header { border-bottom: 1px solid var(--line); background: #fff; }
.site-header .wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  min-height: 72px;
}
.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  color: var(--navy);
}
.brand svg { flex: none; }
.brand-name { font-weight: 800; font-size: 19px; line-height: 1.1; letter-spacing: -0.2px; }
.brand-name span { display: block; font-weight: 500; font-size: 13px; color: var(--muted); letter-spacing: 0; }
.header-call { text-align: right; line-height: 1.2; }
.header-call small { display: block; font-size: 12px; color: var(--muted); }
.header-call a { font-weight: 800; font-size: 19px; color: var(--blue); text-decoration: none; white-space: nowrap; }

/* hero */
.hero { background: var(--blue-tint); border-bottom: 1px solid var(--line); }
.hero .wrap {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 40px;
  align-items: center;
  padding-top: 48px;
  padding-bottom: 52px;
}
.kicker {
  display: inline-block;
  background: #fff;
  border: 1px solid #b9cfe8;
  border-left: 4px solid var(--gold);
  color: var(--navy);
  font-size: 14px;
  font-weight: 700;
  padding: 6px 12px;
  border-radius: 4px;
  margin-bottom: 18px;
}
h1 {
  font-size: 44px;
  line-height: 1.12;
  letter-spacing: -0.8px;
  color: var(--navy);
  margin: 0 0 16px;
}
.lede { font-size: 20px; color: #2b3644; margin: 0 0 26px; max-width: 34em; }

.zip-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 22px;
  box-shadow: 0 2px 10px rgba(11, 42, 74, 0.08);
  max-width: 520px;
}
.zip-card label { display: block; font-weight: 700; color: var(--navy); margin-bottom: 8px; }
.zip-row { display: flex; gap: 10px; }
.zip-row input {
  flex: 1;
  min-width: 0;
  height: 56px;
  border: 2px solid #8a99ab;
  border-radius: 6px;
  padding: 0 14px;
  font: inherit;
  font-size: 20px;
  letter-spacing: 1px;
}
.zip-row input:focus { outline: 3px solid #7fb3ea; outline-offset: 1px; border-color: var(--blue); }
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  height: 56px;
  padding: 0 24px;
  border: 0;
  border-radius: 6px;
  background: var(--blue);
  color: #fff;
  font: inherit;
  font-weight: 700;
  font-size: 18px;
  text-decoration: none;
  cursor: pointer;
  white-space: nowrap;
}
.btn:hover { background: var(--blue-dark); }
.btn-call { background: var(--green); }
.btn-call:hover { background: var(--green-dark); }
.btn-block { width: 100%; height: 62px; font-size: 21px; }
.zip-error { color: #b42318; font-size: 15px; margin: 8px 0 0; min-height: 0; }
.zip-or { margin: 14px 0 0; font-size: 16px; color: var(--muted); }
.zip-or a { font-weight: 700; text-decoration: none; }

.result h2 { font-size: 22px; margin: 0 0 6px; color: var(--navy); }
.result p { margin: 0 0 16px; color: #2b3644; }
.result .tty { display: block; text-align: center; font-size: 14px; color: var(--muted); margin-top: 8px; }
.result .back { background: none; border: 0; padding: 0; margin-top: 12px; font: inherit; font-size: 15px; color: var(--blue); text-decoration: underline; cursor: pointer; }

.trust { list-style: none; padding: 0; margin: 20px 0 0; display: flex; flex-wrap: wrap; gap: 8px 22px; font-size: 15px; color: #2b3644; }
.trust li { display: flex; align-items: center; gap: 7px; }

.hero-art { display: flex; justify-content: center; }
.hero-art svg { width: 100%; max-width: 380px; height: auto; }

/* sections */
section.block { padding: 56px 0; }
section.block.soft { background: var(--bg-soft); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
h2.section-title { font-size: 32px; line-height: 1.2; letter-spacing: -0.4px; color: var(--navy); margin: 0 0 8px; }
.section-sub { color: var(--muted); margin: 0 0 30px; max-width: 40em; }

.cards { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.card {
  background: #fff;
  border: 1px solid var(--line);
  border-top: 4px solid var(--blue);
  border-radius: 6px;
  padding: 20px;
}
.card h3 { font-size: 19px; line-height: 1.25; margin: 12px 0 8px; color: var(--navy); }
.card p { font-size: 16px; color: #2b3644; margin: 0; }
.icon {
  width: 44px; height: 44px; border-radius: 50%;
  background: var(--blue-tint); color: var(--blue);
  display: flex; align-items: center; justify-content: center;
}

.steps { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; counter-reset: step; }
.steps li { background: #fff; border: 1px solid var(--line); border-radius: 6px; padding: 22px 20px 20px; position: relative; }
.steps li::before {
  counter-increment: step;
  content: counter(step);
  display: flex; align-items: center; justify-content: center;
  width: 36px; height: 36px; border-radius: 50%;
  background: var(--navy); color: #fff; font-weight: 800; margin-bottom: 12px;
}
.steps h3 { font-size: 19px; margin: 0 0 6px; color: var(--navy); }
.steps p { font-size: 16px; color: #2b3644; margin: 0; }

.dates { border: 1px solid var(--line); border-radius: 6px; overflow: hidden; background: #fff; }
.date-row { display: grid; grid-template-columns: 240px 1fr; border-top: 1px solid var(--line); }
.date-row:first-child { border-top: 0; }
.date-row .when { background: var(--blue-tint); padding: 18px 20px; font-weight: 800; color: var(--navy); }
.date-row .what { padding: 18px 20px; }
.date-row .what strong { display: block; color: var(--navy); }
.date-row .what span { font-size: 16px; color: #2b3644; }

.faq details { border: 1px solid var(--line); border-radius: 6px; background: #fff; margin-bottom: 10px; }
.faq summary {
  cursor: pointer; list-style: none; padding: 18px 48px 18px 20px; position: relative;
  font-weight: 700; color: var(--navy);
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: ""; position: absolute; right: 20px; top: 50%; width: 10px; height: 10px;
  border-right: 2.5px solid var(--blue); border-bottom: 2.5px solid var(--blue);
  transform: translateY(-70%) rotate(45deg); transition: transform 0.15s;
}
.faq details[open] summary::after { transform: translateY(-30%) rotate(-135deg); }
.faq details p { margin: 0; padding: 0 20px 18px; font-size: 17px; color: #2b3644; }

.cta-band { background: var(--navy); color: #fff; padding: 44px 0; }
.cta-band .wrap { display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.cta-band h2 { margin: 0 0 4px; font-size: 28px; line-height: 1.2; }
.cta-band p { margin: 0; color: #c9d6e4; }
.cta-band .btn { height: 62px; font-size: 21px; }

/* footer */
footer { background: #f0f2f5; border-top: 1px solid var(--line); padding: 32px 0 40px; font-size: 14px; color: #3d4754; line-height: 1.6; }
footer p { margin: 0 0 12px; }
footer .links { display: flex; flex-wrap: wrap; gap: 6px 18px; margin-top: 18px; }

/* sticky mobile call bar */
.callbar { display: none; }

/* legal page */
.legal { padding: 40px 0 56px; }
.legal .wrap { max-width: 780px; }
.legal h1 { font-size: 36px; }
.legal h2 { font-size: 22px; color: var(--navy); margin: 30px 0 8px; }
.legal p, .legal li { font-size: 17px; color: #2b3644; }

@media (max-width: 900px) {
  .hero .wrap { grid-template-columns: 1fr; gap: 0; padding-top: 30px; padding-bottom: 36px; }
  .hero-art { display: none; }
  .cards { grid-template-columns: 1fr 1fr; }
  .steps { grid-template-columns: 1fr; }
  .cta-band .wrap { flex-direction: column; align-items: flex-start; }
}

@media (max-width: 600px) {
  body { font-size: 17px; padding-bottom: 76px; }
  body.no-callbar { padding-bottom: 0; }
  .notice { font-size: 12px; }
  .site-header .wrap { min-height: 62px; }
  .brand-name { font-size: 16px; }
  .brand-name span { font-size: 12px; }
  .brand svg { width: 32px; height: 32px; }
  .header-call small { display: none; }
  .header-call a { font-size: 15px; }
  h1 { font-size: 32px; letter-spacing: -0.5px; }
  .lede { font-size: 18px; margin-bottom: 20px; }
  .zip-card { padding: 16px; }
  .zip-row { flex-direction: column; }
  .zip-row .btn { width: 100%; }
  .cards { grid-template-columns: 1fr; }
  section.block { padding: 40px 0; }
  h2.section-title { font-size: 26px; }
  .date-row { grid-template-columns: 1fr; }
  .date-row .when { padding: 12px 16px; }
  .date-row .what { padding: 14px 16px; }
  .cta-band .btn { width: 100%; }
  .callbar {
    display: flex; position: fixed; left: 0; right: 0; bottom: 0; z-index: 10;
    padding: 10px 16px calc(10px + env(safe-area-inset-bottom));
    background: #fff; border-top: 1px solid var(--line);
    box-shadow: 0 -2px 10px rgba(0, 0, 0, 0.08);
  }
  .callbar .btn { width: 100%; height: 54px; }
}